Long-term mortgage rate stays near recent low to kick off new year

Published on: 01/08/2026

This news was posted by Oregon Today News

Description

Mortgage rates are influenced by several factors, from the Federal Reserve’s interest rate policy decisions to bond market investors’ expectations for the economy and inflation. They generally follow the trajectory of the 10-year Treasury yield, which lenders use as a guide to pricing home loans.

The average rate on a 30-year U.S. mortgage edged higher this week to just above its 2025 low.

News Source : https://www.oregonlive.com/realestate/2026/01/long-term-mortgage-rate-stays-near-recent-low-to-kick-off-new-year.html

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